Best Credit Card

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The Best Luxury Credit Cards

Posted on September 27th, 2011 | admin
Luxury Credit Card

Got great credit? Then you may qualify for the new luxury credit cards like the Visa Black Card or the American Express Platinum. This review looks at both luxury cards in terms of what you get and what it takes to qualify for them.

The Visa Black Card

This unique luxury credit card even looks different than other credit cards as it is made from carbon graphite. The Visa Black Card is offered by Barclay’s Bank Delaware. The card according to Barclay’s is targeted at the 1% of the American public that qualify for this card. You need to have excellent credit scores for this card and spend about $50,000 a year using credit cards. You also need to be a U.S. resident with a valid Social Security number.

Visa Black Card

What are the benefits of carrying the ‘Black Card’?

The main benefit of this card is the prestige of carrying it and access to a 24 hour seven day a week concierge service. This concierge service will arrange setting up your golf tee off, to flight and dinner reservations, and specialty research. You also get access to airport lounges around the world and you qualify for luxury gifts. Add that to accident insurance, lost luggage reimbursement and you get some idea of the perks. You also receive 1% cash back on all purchases which can be used toward travel points.

Fees

The privilege of owning the Visa Black Card comes with an annual fee of $495.

The Platinum Card® from American Express

The Platinum Card® from American Express

This card is not really a credit card but actually a charge card as you have to pay the entire balance on the card each month. To qualify for the card you need excellent credit.

Benefits of The Platinum Card® from American Express

If you spend at least $1,000 on your card in the first three months of membership you can earn up to 25,000 membership rewards bonus points which can be used for traveling. The company also gives out one reward point for every dollar you spend using the card. You get additional points for booking trips on the American Express travel site and points for buying items at the Bonus Points Mall site. These reward points never expire and you can redeem them for travel, shopping, entertainment or dining rewards. Similar to the Visa Black card you also get access to a 24 hour concierge service with this platinum credit card. The card also comes with travel accident insurance, roadside assistance, purchase protection and baggage insurance.

Fees

American Express charges an annual fee for their Platinum card of $450 which is quite a bit lower than their yearly charges of $2,500 for their other luxury card the Centurion card.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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The Black Card Requirements

Posted on May 30th, 2011 | admin

Visa Black Card Requirements

The Black Card

More Info Here

There are lots of credit cards for people to choose from but once in a while a credit card comes along that literally stops peoples breath when they see it for the first time. And that’s before they even know what features and benefits this particular card actually has. The Black Card is just such a card and it’s quickly become a prestigious credit card amongst all the luxury credit cards that you could potentially chooser from.

Visa Black Card Benefits

Barclays Bank Delaware cleverly crafted this card from carbon graphite so not only does it not look like any other credit card out there it also doesn’t feel like any other card either. Barclays released this unique card to compete with the Amex Centurion or what’s also known as the Amex Black card.

The prestige of owning a credit card like this comes at a price however. The spending power you have is immense and is really only targeted at about 1% of the American population so the application requirements for a Visa Black card are very, very high. Membership for this card is strictly limited and to be honest it’s only the elite and those with perfect credit scores that have any chance of meeting the card requirements.

What kind of perks come with this luxury card?

Well first off you’re only of a tiny percentage of people who can actually own this card. Then you get a 24-hour concierge service to cater to your every need. Piled on top of that you have access to over 600 airport lounges in 100 countries around the world and finally you will automatically receive a range of complementary luxury gifts from some of the finest brand names on the market. These perks are outside the additional benefits of worldwide accident insurance, lost luggage reimbursement and owning a card that’s accepted in more than 170 countries around the world.

Black Card

So what are the requirements for the Black Visa card? The first thing you need to be aware of is the $495 annual fee that you’ll need to stump up every single year you own the card. You’re going to need a FICO score of above 700 and you’re going to need have a few grand per month spending power too – if you’re just getting by each month then there’s no way you’ll qualify. On top of that you’ll also need to be a US Resident (residents of Puerto Rico can’t apply) and have a valid social security number. Apart from that the application process is pretty straightforward.

If you’re struggling financially and can’t afford a takeaway pizza or the basic necessities in life then the Visa Black Card isn’t for you.

If you want a premium credit card with some great rewards and a heap of great benefits then the Black Card might just suit you, if you’re accepted of course.

Here are the key features you get when you apply online today for the Visa Black Card:

Click Here to Apply Now!

  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Travel Lounge Priority Pass
  • 1% Cash Back
  • Travel with No Blackouts or Restrictions
  • Patent Pending Carbon Card
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Most Prestigious Credit Cards

Posted on March 4th, 2011 | admin

What are the Most Prestigious Credit Cards for Elitists?

Visa Black Card

More Info Here

If you are looking for the most prestigious credit cards that gives you elite privileges such as 24 hour concierge service with a team of people waiting at your beck and call to book your travel, flights, hotels, events including hard to find tickets to concerts and shows that you need to see tonight then you know you need and exclusive card where you don’t care about annual fees or balance transfer savings because you make THAT much money that the savings you could save on a cash back credit card with a 0% intro APR really doesn’t matter to you because of the fact you make a LOT of money and always pay your bills on time.


Featured Prestigious Offer – The Visa Black Card
If you want the MOST prestigious credit card on the market what you need to know is you CANNOT apply for it, you need to be invited to join to become a member of this elitist group of cardholders.

What’s the most prestigious credit card on the market today?

It’s the American Express Black Card officially called the American Express Centurion Card, I’ve only ever met one person that received an invitation to that exclusive black card club and I was amazed that the annual fee just to be an American Express Black Card Centurion cardholder was thousands of dollars per year.

I asked my friend what it takes to become a member of the exclusive American Express Centurion Card membership, my friend prefers to remain anonymous because whenever his name leaks out his earnings or he flashes the card at a restaurant, what tends to happen is people instantly know he’s incredibly rich and of course people that see him flash the card are always hitting him up for a freebie cash handout, while my friend donates a LOT of money to charity he just can’t hand cash out to everybody.

Anyway, I digress, you already know that it takes pulling down a serious income to get the invitation from American Express to their black card however because what you want is to become a member of one of the most prestigious credit cards, if you are set on getting the invitation from American Express then you’re best bet, according to my uber rich friend, is you’re going to need to get a high level Amex card such as the American Express Platinum Card offer, then spend TONS of cash on your card every year.

What my rich buddy told me is he was spending over $100,000 per year on his Amex card and paying it off in full monthly before he got the invitation to join the American Express Centurion Card so if you want to become of member of the most prestigious credit card offer on the market today you’re going to need to apply right now for an American Express Platinum Card and start spending and paying your bills in full each and every month!

Here’s the American Express Platinum Card details you need to apply for and do a lot of spending on if you want to become a member of one of the most prestigious credit cards on the market, however if you want a credit card with elitist perks faster, look at the second pick, the Visa Black Card.

If you’re credit is in excellent standing then what I suggest is you apply for both of the recommended cards right now so you can start building your status with American Express to get the invitation to the Centurion Card while in the meantime get a black credit card in your wallet faster with the exclusive Visa Black Card membership.

Platinum Card(R) from American Express

Platinum Credit Card

More Info Here

  • Earn 25K Membership Rewards® points when you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide with Priority Pass™Select, no foreign transaction fees, bypass airport arrival lines with Global Entry
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Terms and restrictions Apply

Apply Now!

The next best prestigious credit card you can apply for to become part of a VERY exclusive membership that makes the same “black credit card” status that the American Express offer, by invitation only, Centurion Card is the Visa Black Card, while you can apply for this offer, the Visa Black Card is ONLY available to 1% of the entire US Population

You can get the privileges of being a black card holder faster and apply now for the Visa Black Card

Get Prestigious Credit Card Status Faster with the Visa Black Card

More Info Here

The Visa Black Card is another very prestigious credit card with close to the level of exclusivity that comes with the Amex offer however the advantage with the Visa Black Card is you don’t have to wait for the credit card company to extend an invitation to join, you can actually apply for this black credit card right now for consideration.

The Visa Black Card is ONLY issued to 1% of the top population in the United States, so if you want to accelerate your status as a black cardholder then apply for this now

  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Travel Lounge Priority Pass
  • 1% Cash Back
  • Travel with No Blackouts or Restrictions
  • Patent Pending Carbon Card

Apply Now for Visa Black Card

Because the Visa Black Card gives you most of the privileges and respect the American Express Black Card does only you get the “Black Credit Card Status” faster with Visa!

If you’ve got any questions about getting an elitist credit card in your wallet go ahead and submit your questions because I’ve got some VERY wealthy friends that carry the most prestigious credit cards in their wallets, I know you’re too busy so help me help you and submit your questions right now on this blog.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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Visa Black Card

Posted on March 3rd, 2011 | admin

The Visa Black Card is an elitist credit card that makes you part of an exclusive club, limited to 1% of the US population, offering you the luxury you expect and deserve at your level of financial influence.

Visa Black Card


More Info Here

In order to qualify for this black card issued by Barclays Bank Delaware, you’re going to need to have excellent credit and be filthy rich. If you’re credit is anything less than perfect and you’re earnings aren’t at least high end upper middle class then don’t bother applying however, if you’re raking in the money, you’re credit score is excellent and you want to enjoy the perks that come with a luxury credit card plus you want the instant respect you get when you pull the Visa Black Card out of your wallet then you need to apply today.

When you pay for items with this carbon graphite black card the respect you’ll garner is second to none. The Visa Black Card is all about showing off your wealth without ever having to say a word to anybody, black cards are instantly recognizable and unlike the competing offer, the American Express Centurion Card which is by invitation only, you can submit an application for the Visa Black Card to become a member and enjoy all the perks you expect form a black credit card.

As you can read in a Forbes article, credit card companies are primarily targeting the rich as new cardholders because unlike the average American, you can afford to pay your Visa bill so you are of very little risk to them (the issuers) because of your credit worthiness.

Here’s the exclusive privileges you get when you apply for the Visa Black Card

Apply Now!

  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Travel Lounge Priority Pass
  • 1% Cash Back
  • Travel with No Blackouts or Restrictions
  • Patent Pending Carbon Card
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