Best Credit Card

Archive for the ‘Prepaid’ Category

Free Prepaid Debit Cards

Posted on February 11th, 2011 | admin

Get the truth about free prepaid debit cards and find out what you’ve been kept in the dark about because free doesn’t necessarily mean there are no fees, so read on to find out what the best no fee free prepaid debit card offers are really about.

Before we dive into what the best free prepaid debt cards are you need to understand where you can get screwed over with prepaid card fees.

Here are some of the fees you need to beware of:

  • Make sure there is no fee direct deposit
  • There are no monthly maintenance fees (unless monthly fees count towards building your credit score)
  • There’s no minimum monthly deposit
  • Make sure you get free $0 activation
  • The above bullets are really the main points you want to watch out for when applying for a prepaid Visa or MasterCard, now it’s time to show you the best prepaid debit cards to get because they get it and don’t try to screw you over with fees that you shouldn’t need to pay.

    Prepaid Visa® RushCard Offers

    Prepaid Visa RushCard Baby Phat CardMore Info

    If you are into high class fashion and want to show your stuff off what you are made of to you friend then you should get the Baby Phat Prepaid Visa Rush Card (This free prepaid debit card is a Visa card best suited for women)

    Baby Phat Prepaid Visa® RushCard

  • 100% Guaranteed Approval* – No Credit Check
  • Free card with direct deposit (by 4/15/11)
  • Free direct deposit & $0 Activation fee
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Free credit builder
  • Easy Bill Pay – pay bills, rent, or write personal checks
  • Card to card transfers
  • Apply Now!

    Prepaid Visa® Black Diamond RushCard

    Prepaid Visa Black Diamond RushCardMore Info

    Guys this is the same deal with this RushCard as the Baby Phat card but the card design is geared towards guys, this is one of the best free prepaid debit cards that works just like a credit card and the best thing about this prepaid Visa card is this card is black.

    What does having a black prepaid credit card mean?

    It means that you will get a lot more respect carrying this prepaid Visa Debit card because the high rollers out there carry credit cards such as the American Express Black Card, that card has no spending limit and costs about $4,000 a year in membership fees just so the dudes carrying the card can show off that they have more money than they now what to do with.

    Anyway, I think you get my point that when you flash a Black Diamond RushCard, you are going to get an inherent respect because of the black credit card offers out there.

    Nobody needs to know you where looking for a deal for the best free prepaid credit cards out there, all they need to know is you carry a “Black Credit Card” which they will instinctually feel is a credit card of financial status

    Here are the details about the Prepaid Visa® Black Diamond RushCard

  • 100% Guaranteed Approval* – No Credit Check
  • Free card with direct deposit (by 4/15/11)
  • Free direct deposit & $0 Activation fee
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Free credit builder
  • Easy Bill Pay – pay bills, rent, or write personal checks
  • Card to card transfers
  • Apply Now!

    Other free prepaid debit cards to consider applying for are the Green Dot Prepaid Visa and MasterCard Offers such as:

    Green Dot® Gold Prepaid Visa Card

    Green Dot® Prepaid MasterCard®

    Stay tuned for full reviews on each of these free prepaid debit cards

    This entry was posted in Prepaid and tagged Bookmark the permalink.

    MasterCard Prepaid Debit Card

    Posted on February 11th, 2011 | admin

    MasterCard Prepaid Debit Card – The Best Prepaid MasterCard

    MasterCard Prepaid Debit Card
    More Info – Click Here

    You should apply today for a MasterCard Prepaid debit card if you are fed up with paying high fees for regular credit cards and really all you want is the convenience of having a credit card for making online purchases or booking a flight online.

    Unfortunately we live in a world of plastic payment systems because the major banks all want us having a credit card and running up debt on our cards however you don’t need to fall for their BS because you can get the convenience of paying via a credit card without going into debt, enter the MasterCard Prepaid Debit Card…

    A MasterCard prepaid debit card is also perfect for those of you that have really bad credit and want a MasterCard for the reasons I listed above.

    Here are the best prepaid MasterCard offers you can get right now that won’t pillage your bank account with crazy fees.

    What’s the Best MasterCard Prepaid Debit Card?

    MasterCard Prepaid Debit Card
    Apply Now!

    When you apply for a prepaid MasterCard debit card what you need to look at are the fees, when you get a prepaid MasterCard there is no reason why you need to pay fees, you should pay no annual fee, you should never be bullied into having to maintain a minimum monthly balance nor should you ever have to pay transaction fees for using your own money!

    This is why our top pick for the best prepaid MasterCard is the Green Dot card because there is no activation fee, no credit check, no monthly fee provided you make at least 30 purchases a month – all that means is you buy a cup of coffee each day using your prepaid card, you do that anyway so apply today for the Green Dot Prepaid MasterCard offer.

    Prepaid MasterCard Top Pick -Green Dot® Prepaid MasterCard®

  • $0 Activation Online –with no credit check
  • Free ATM withdrawals at over 15,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • Get $10 with Direct Deposit (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft or penalty fees
  • No Minimum balance required
  • If you’ve found what you believe to be a better prepaid MasterCard offer please let us know about it by submitting your comments below.

    This entry was posted in Prepaid and tagged Bookmark the permalink.

    Prepaid Credit Cards Ace Prepaid Card Review

    Posted on January 28th, 2011 | admin

    Why should you consider prepaid credit cards?
    Prepaid credit cards are awesome for staying out of debt while getting all the conveniences of having a credit card such as making purchases online. In today’s economy it’s very important that you stay out of debt and pay for items in cash.

    Ace Prepaid Credit CardGet More Info Here
    People that use prepaid credit cards never have to worry about getting into credit trouble. Prepaid credit cards are as good as money in the bank. You have already paid your credit card. A prepaid credit card will give you all the conveniences of a credit card without the worry of overspending on your credit card.

    With prepaid credit cards, you will be able to enjoy all the conveniences of shopping online. Since you have already put your money on the credit card, there is one less thing for you to worry about.

    A lot of parents will get their kids in college a prepaid credit card for emergency expenses such as if their car brakes down or there’s a school project that requires getting more materials there’s some cash put aside for repairs or buying supplies.

    Prepaid credit cards are an excellent way to avoid a debt trap that so many people find themselves in. You will be ahead of the game with a prepaid credit card because you’ll never get in over your head in debt

    Here is the Best Prepaid Credit Card to Apply Get

    The ACE Prepaid Card is our top pick out of all prepaid credit cards mainly because unlike some prepaid debit Visa cards they don’t have any fees when you direct deposit funds into your account. It is absolutely ludicrous for you to pay fees to deposit money onto prepaid credit cards!

    Ace Cash Express Prepaid Card Benefits

    Ace Prepaid Credit Card
    Apply Now!

    • NEW and IMPROVED!
    • Join the millions that believe in our convenient alternative to cash
    • A card with benefits that matter to you
    • NO credit check, No application fee, NO obligation
    • NEW Exclusive benefits for Direct Deposit customers: $10 Purchase Cushion, Opt-In Overdraft Protection, and No-Fee Cash Withdrawals at ACE locations*
    • FREE unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
    • FREE Direct Deposit-  Get paid up to 2 days faster, don’t stand in line or pay check cashing fees*
    • FREE Anytime Alerts™ – Get your balance and transactions via text or email
    • FREE Savings Account – Receive 5.00% APY*
    • SECURE: Card funds are FDIC insured, backed by Visa Zero Liability*
    • Get More Info Here

    This entry was posted in Prepaid and tagged , Bookmark the permalink.

    American DreamCard Prepaid MasterCard

    Posted on September 19th, 2010 | admin

    The American DreamCard Prepaid MasterCard is a debit card that is meant to help people with no checking account or who prefers to use plastic in things like online shopping or travel to achieve their dreams. This debit card is a loadable card; you put the money that you want to spend in it and then spend it. The main perk of prepaid cards like this one is that you cannot spend more than you have, so you never have to worry about a debt pile up ruining your day and your budget. However, like most cards fighting for customers, the American DreamCard has some added perks to consider.

    The main benefit of this card is the ability to use plastic without actually sinking into debt to do it. The DreamCard is accepted in many online merchants and some travel agencies, but be sure to check before committing anything. The other main perk is that there is no APR on it and minimal fees; only a start up fee, a fee if you only load up a small amount of money and a fee for withdrawing from ATMs. This means that you don’t have to worry about fees sneaking up on you and eating up your money unexpectedly; as long as you’re careful about where you spend it and how.

    However, the DreamCard has one small additional perk that many other prepaid cards doe not. It is not a huge perk, but it is a neat addition and that is the fact that you can get entered into monthly draws with entries gained from doing shopping and from loading your card. While the chances of winning are small, you do not have to do anything extra to get these entries, so it is a nice little perk that puts the DreamCard a bit ahead of the competition.

    Prepaid cards like the DreamCard are not credit cards; they are debit cards. However, they can function much like a credit card in many situations and they are very useful to give to someone with poor or no credit who still want the freedom to use plastic. These kind of people can include students, those with poor credit, or anyone who only sporadically shops in a place that only wants plastic, but would like the freedom to do so when they wish to. It can also be a good card to have if you want to break bad credit card habits so that you can make decisions safely the next time you have a full credit card. Regardless of your reason, the DreamCard is a good catch; it is free of annual fees for the first year, it has an ATM fee half that of other prepaid cards and has a limit of up to $10,000. And you can get additional cardholders for under $10.00 on your account. All of this makes the American DreamCard prepaid MasterCard a pretty tempting card.

    Apply for the American DreamCard prepaid MasterCard

    This entry was posted in Prepaid and tagged , Bookmark the permalink.

    AccountNow Prepaid MasterCard

    Posted on September 10th, 2010 | admin

    AccountNow Prepaid MasterCard Reviews

    The AccountNow Prepaid MasterCard is the debit card that operates like a credit card for the purposes of doing things like online shopping and traveling. This prepaid card allows you to do a number of things from shopping to building up your credit safely. This is because you load up your card before you go shopping instead of paying a bill every month so you never have to worry about spending more than you have or incurring high fees and interest rates on a balance. It is one of the cards that is generally given to someone with poor credit or no credit because there is instant approval on the card and you can rebuild your credit.

    The main benefits of this card are the ability to do many of the things you do with a credit card, but with the safety of having a card that cannot go over the limit of your ability to spend. The AccountNow Prepaid MasterCard is accepted in many online merchants as well as many travel agencies and hotels; however, because you’ve been using your own money all along, you’ll never spend more than you can afford. The card also has a maximum limit of $10,000, no annual fees or interest rates, and low fees; a low start up fee of $9.95 and a five dollar fee on ATM withdrawals and that’s it! Otherwise, there are not fees to worry about, so you get to keep all of the money you put into your card without any fuss about it. The biggest perk of this card though is that unlike many other prepaid cards, you get to do a lot of credit rebuilding for yourself instead of just bits of it.

    This is also an ideal card for all matter of situations. If you have poor or no credit, you can still apply for and be accepted for this card. It’s a great way to have plastic without all of the baggage of worrying about your debts. If you have students who want a credit card of their own, then giving them a prepaid MasterCard is a good compromise; you can control their spending and they can build up their credit safely and still shop anywhere they want to.

    This is not a Credit Card though; it’s a debit card, so while it can build up your credit a bit, it won’t do as good a job as a full fledged credit card. More to the point, it will be accepted in some places, but not others, so always make sure to check before relying on it, especially for travel. However, if you have poor credit, no credit, or are a student or sporadic online shopper, this is an excellent alternative to the expensive and fee covered credit cards out there.

    You can apply for an AccountNow Prepaid MasterCard here:

    This entry was posted in Prepaid and tagged , , Bookmark the permalink.

    AccountNow Gold Visa Prepaid Card

    Posted on September 10th, 2010 | admin

    The AccountNow Gold Visa Prepaid Card is a prepaid debit card from AccountNow, affiliated with Visa. This credit cards allows you to load the card before you go shopping rather than paying off your shopping later. It is often applied for in lieu of a traditional credit card when the applicant has a bad credit rating or no credit score at all. However, it has other perks to consider as well.

    The main benefit of the AccountNow Gold card is that you have to load it and then shop with it. This means that you don’t have to worry about going over your limit and incurring a lot of fees. Instead, you only spend what you have in the card and nothing more, which saves you a lot of money in interest and allows you to build up your credit safely, if a bit slowly. It is also much easier to apply for since you do not have to worry about credit checks and a long mailing process; you can just apply, get it and load it without any nuisances in between. This is a great relief to anyone who wants to be able to have the freedom of a credit card (such as for traveling or shopping online) but do not qualify for one.

    However, there are other perks too. This card has no APR, no annual fee, and only a $9.95 start-fee which is taken off the first time you load your card. It also only has a $2.50 charge for use in ATMs which is cheaper than it costs to get money out with your debit card if you use a machine that is not your own. You also don’t have to worry about an APR on cash advances since you are just taking out your own money.

    The one slight negative of this card is that you do not get any rewards such as cash back or miles with this card; however, this is easily outweighed by the convenience of being able to use a credit card without worrying about credit checks or making your credit rating sag because of a bad month. Instead, you can just load it and use it for whatever you could want a credit card for. Then, if one month you cannot load it, you only have to pay a fee of $9.95 which is far less than the interest you would incur if you had to run a balance on a regular card and is far less of a minimum monthly payment to make than on a regular card.

    All in all, if you are looking to carry plastic without having to deal with all of the hassles that go with it, this is a very good card to look into. It’s ideal if you want to be able to travel freely, shop online or if you want to give your college or high school student a credit card of their own, but you want to make absolutely certain that the spending on it is kept under control. Take a look at the AccountNow Gold Visa Prepaid Card and you will see that it is a really helpful card to have in your wallet.



    This entry was posted in Prepaid and tagged Bookmark the permalink.