The Black Card RequirementsPosted on May 30th, 2011 | admin
Visa Black Card Requirements
There are lots of credit cards for people to choose from but once in a while a credit card comes along that literally stops peoples breath when they see it for the first time. And that’s before they even know what features and benefits this particular card actually has. The Black Card is just such a card and it’s quickly become a prestigious credit card amongst all the luxury credit cards that you could potentially chooser from.
Visa Black Card Benefits
Barclays Bank Delaware cleverly crafted this card from carbon graphite so not only does it not look like any other credit card out there it also doesn’t feel like any other card either. Barclays released this unique card to compete with the Amex Centurion or what’s also known as the Amex Black card.
The prestige of owning a credit card like this comes at a price however. The spending power you have is immense and is really only targeted at about 1% of the American population so the application requirements for a Visa Black card are very, very high. Membership for this card is strictly limited and to be honest it’s only the elite and those with perfect credit scores that have any chance of meeting the card requirements.
What kind of perks come with this luxury card?
Well first off you’re only of a tiny percentage of people who can actually own this card. Then you get a 24-hour concierge service to cater to your every need. Piled on top of that you have access to over 600 airport lounges in 100 countries around the world and finally you will automatically receive a range of complementary luxury gifts from some of the finest brand names on the market. These perks are outside the additional benefits of worldwide accident insurance, lost luggage reimbursement and owning a card that’s accepted in more than 170 countries around the world.
So what are the requirements for the Black Visa card? The first thing you need to be aware of is the $495 annual fee that you’ll need to stump up every single year you own the card. You’re going to need a FICO score of above 700 and you’re going to need have a few grand per month spending power too – if you’re just getting by each month then there’s no way you’ll qualify. On top of that you’ll also need to be a US Resident (residents of Puerto Rico can’t apply) and have a valid social security number. Apart from that the application process is pretty straightforward.
If you’re struggling financially and can’t afford a takeaway pizza or the basic necessities in life then the Visa Black Card isn’t for you.
If you want a premium credit card with some great rewards and a heap of great benefits then the Black Card might just suit you, if you’re accepted of course.
Here are the key features you get when you apply online today for the Visa Black Card:
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass
- 1% Cash Back
- Travel with No Blackouts or Restrictions
- Patent Pending Carbon Card