American Express Gold CardPosted on September 24th, 2010 | admin
American Express Gold Card – Credit Card Review
The American Express line of cards is one of the most well known credit card series out there and the American Express Gold card is one of the most popular ones. There is a very good reason for this though: American Express offers a number of very nice and well rounded perks to customers; there is no skewing to a particular kind of perk or another-you simply get some good and useful rewards and enjoyment out of using this card.
The American Express Gold Card is one of the cards you think when you think of getting things for being a member. It offers a points system that you can redeem for things like dining, hotel stays, shopping, and travel. You can also get promotional deals through partnership merchants such as Home Depot. However, there is more to being a member of the Gold branch of American Express. This credit card also offers things like gold car events, such as tickets to high profile concerts and sporting events and purchase protection on whatever you buy. Plus, when you join, you can get 10,000 bonus points just for spending $500 over a three month period on your card; on top of the points you earn for spending that money under normal circumstances.
The American Express Gold Card has an annual fee of $125 and no APR. This is because you are required to pay your balance in full every month, so of course there is no interest to be gained from it. There is no set spending limit either; but be sure you can pay off the balance in full every month or else you’ll lose your membership benefits.
Keep in mind that this card is only useful and really can only be received by people with an excellent credit rating. This is because you have to be able to pay off the balance in full every month and you have to be able to spend a certain amount every month in order to get any discernable rewards. This combined means that you have to have a very good income and be able to pay off the card or else there is no point in applying for it. However, if you are able to make this criteria, then this is a very good card to have; it’s welcome everywhere, it rewards you for shopping, and you get gold card membership perks to enjoy.
The American Express Gold Card is well thought of for a reason; it has nice perks and you get the enjoyment of being part of an elite of sorts. If you have an excellent credit rating and want some good general rewards and perks, then this is the card for you.
Apply Now for the American Express Gold Card!