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Best Credit Cards for Purchases

Posted on March 5th, 2011 | admin

The best credit cards for purchases will depend upon a couple factors such as how many purchases you make, it will depend upon your credit score and it will also depend on whether or not you carry a balance on an existing credit card.

Best Credit Card for Purchases if Carry a Balance Already

If you’ve got an existing credit card, tend to do a lot of spending on your credit card and your credit is excellent then you’ll want to take advantage of an offer from Discover Card that gives you a cash back reward after you’ve spent a predetermined amount on your credit card.

The Discover Card offer is perfect for people that make several purchases on their credit card, whether or not you carry a balance on an existing card because they offer a 0% intro APR plus a cash back bonus!

If you’re wondering what the best credit cards for purchases are and you’ve got excellent credit, especially if you’re currently carrying a balance on another credit card, then you’ll definitely want to take advantage of the rewards you get with the Discover offer especially the cash back after meeting their card spending requirements, to see the full terms and conditions click the link below

Discover® More® Card

Credit Required: Excellent
Best Credit Card for Purchases with Excellent Credit
More Info

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Apply Now!

    What are the Best Credit Cards for Purchases if My Credit is Less Than Perfect?

    If you’re credit score isn’t a bright shiny star according to the credit bureaus then you won’t qualify for an offer as amazing as the Discover cash back offer however you still want to make purchases online and you’re wondering what the best credit card to make purchases with is then you’ll definitely want to take a look at building your credit with a credit card that reports to the 3 major credit bureaus to help you build your credit score while you make purchases.

    If you’ve got less than perfect credit you really have 2 choices, either a debit Visa or MasterCard which really doesn’t help you restore credit as well as the Orchard Bank Visa Cards, or just apply right now for a credit card from Orchard Bank and start getting your credit back on track.

    Here’s the scoop on the Orchard Bank Visa Cards

    Best Credit Card for Purchases with Bad Credit
    More Info

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
  • Apply Now!

    What is the Best Credit Card for Purchases for Occasional Spenders?

    If you don’t make that many purchases with a credit card and don’t care about earning rewards then you maybe a debit card that works like a credit card is best for you however when you apply for a debit card you need to watch out for insane fees such as initiation fees and transaction fees, cripes it’s your money and debit card issuers have no business charging you a fee to use your own money and that’s why the top pick out of all prepaid debit cards is the Green Dot® Gold Prepaid Visa Card because when you apply and activate the card online you’ll pay nothing plus you even get a cash back bonus when you use direct deposit and that’s why the Green Dot® Gold Prepaid Visa Card is the best to apply for today

    Green Dot® Gold Prepaid Visa Card

    Green Dot Debit Card Visa

    More Info Here
    Green Dot Debit Card MasterCard

    More Info Here

    Here are the key bullet points about what you get when you sign-up today for the Green Dot® Gold Prepaid Visa Card:

  • $0 Activation Online –with no credit check
  • Free ATM withdrawals at over 15,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft or penalty fees
  • No Minimum balance required
  • Get $10 with Direct Deposit (see site for restrictions)
  • If you have any questions about what the best credit cards for purchases are for your unique financial situation please go ahead and ask your questions and submit a comment on our blog and one of our credit card experts will get back to you.

    * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.

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