Good Credit Cards for College StudentsPosted on March 12th, 2011 | admin
What Are Good Credit Cards for College Students to Apply For?
Wondering what the best credit cards for college students are???
Recommended Best College Student Credit Card Offer
If you’re enrolled in college and want to know what are some good credit cards for college students so you can not only enjoy the conveniences of online shopping, whether it’s to order groceries online to be delivered to you door because your studies are simply taking too much of your time that you just can’t break away to get to the grocery store or if you want to have an established credit rating when you graduate then you need to read this now and get the perfect credit card offer for students in college.
What’s the Best Credit Card Offer for College Students with no Debt?
As is the case with everybody else, if you’re looking for good credit cards for college students and you’ve got a poop load of student loan debt, credit card issuers are going to take your debt load into account when making a decision about issuing a credit card to you.
So if, you are a student that’s lucky enough to have your parents paying your tuition fees and you’ve got little or no student loan debt then in your situation good credit cards for college students will not only help you build credit but will also give you some really awesome rewards such as a cashback bonus on everything you buy including everything you spend on groceries and even school clothing purchases you make at department stores and yes, every other department store purchase you make as well.
That’s right, there are some credit card issuers that will offer credit card rewards and give you a low interest credit card and did I mention that if you like to eat out you can even get a credit card for college students that will give you rewards on restaurant purchases.
Yeah, credit card companies want your business to build customer loyalty with young and upcoming financially successful people so that’s why some credit card companies are willing to take a chance on you right now and issue you a student credit card that features a rewards program as well
Best Credit Card for College Students with Little to No Debt Load
If you’re in college and want to apply for really good credit cards for college students then you’d be VERY wise to apply for the Discover student credit card offer right now especially if you don’t have student loans or other outstanding student credit card debt because you can take advantage of other credit card perks when you apply now.
Discover® Student Credit Card
Here’s what you get when you apply for a Discover student credit card:
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
- 5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
So if you are a college student without an over burdening debt load then go ahead and apply now for the Discover student credit card offer because you could start earning credit card rewards starting with you first purchase at a grocery store, department store, book store or even at gas stations depending on your debt load so if you’re one of the lucky students that have a clean slate when it comes to debt load then you need to take advantage right now of what Discover card wants to reward you with because out of all the good credit cards for college students, Discover Card is offering the best perks for college students.
Having said that if you’re going to school and you’ve got some debt hanging over your head when you graduate however you still need some form of credit card to enjoy the conveniences that come with being a cardholder such as ordering stuff online then your best bet right now would be to apply for a Visa or MasterCard debit card such as the Green Dot® Gold Prepaid Visa Card.
If want a Green Dot® Gold Prepaid Visa Card to make your purchases with and not get bullied into paying insane fees with on a prepaid debit card then you only need to decide if you want a Visa or MasterCard logo displayed on your card. Check out the other good credit cards for college students now:
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.