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Credit Cards for Bad Credit

Posted on February 13th, 2011 | admin

Credit Cards for Bad Credit – The Facts You Need to Know

There are tons of credit cards for bad credit on the market however before you apply for just any offer you need to know that each time you submit a credit card application it shows up on your credit report and with each application you make that lowers your credit score

So if you keep applying and getting rejected from credit card offers that are targeting people that have fair to good credit and your credit is bad then your application is going to get rejected.

So let’s take a look at the best credit cards for bad credit and you decide for yourself which card best fits into your goals and needs.

Secured Credit Card

A secured credit card is one of the best credit cards for bad credit to apply for if you want to build or rebuild your credit. A secured credit card works just like a regular credit card however the bank requires you to deposit an amount equal to your credit limit so they are protected in the event you don’t pay your bills.

It’s important to mention that the security deposit you place on your secured credit card is NOT used to pay your minimum monthly payment so you are still required to make payments on the purchases you’ve made using your secured card.

What is the Best Secured Credit Card for People with Bad Credit

What’s the Open Sky Secured credit card that outshines all the other secured credit cards for bad credit? Here’s what this secured credit card for people with bad credit gives you:


Open Sky Secured Credit Card
Click Here

  • Build credit history – we report to all 3 major credit bureaus
  • No credit check for approval
  • Prime plus 6.5% variable APR – Not an introductory rate
  • No checking account required
  • Apply Now!!!

    Visa or MasterCard Prepaid Debit Card

    A prepaid debit card is perfect for people that don’t care about building credit however want all the conveniences of having a credit card such making website purchases and reservations online.

    However, if you don’t want to make a large deposit on a secured credit card and you do want to rebuild your credit there are a handful of prepaid credit cards for bad credit situations that give you the option to sign up for a credit rebuilding, there’s typically a monthly fee to get the “rebuild your credit” option a prepaid debit card however if restoring your credit is important without locking up your cash on a secured credit card then this type of credit card is perfect for you

    Recommended Prepaid Visa – AccountNow Gold Visa® Prepaid Card

    AccountNow Gold Visa Prepaid Credit Card Offer
    Click Here . . .

  • 100% Guaranteed Approval* – No Credit Check
  • $25 Cash Bonus when you use direct deposit
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit
  • Apply Now!!!

    Recommended Prepaid MasterCard – AccountNow™ Prepaid MasterCard®

    AccountNow Prepaid MasterCard
    More Info Here

  • 100% Guaranteed Approval* – No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases
  • Anyway, if you’ve got bad credit and are looking for the best credit cards for bad credit with the idea of rebuilding your credit rating then the Open Sky secured credit card is your best bet.

    A secured credit card is really the best way to rebuild even though you’re going to have to place a deposit on your card, it’s really the only way to start building your credit score.

    If you are serious about rebuilding your credit and are trying to chose from all the credit cards for bad credit offers on the market then you need to get the Open Sky Secured Credit Card.

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