Best Credit Card

Posts Tagged ‘credit’

Best Cash Back Credit Card Offer

Posted on July 6th, 2012 | admin

Best Cash Back Credit Card Offer

Because there is no better reward than cash in your wallet, most people find the best credit card offers are those that offer cash back incentives. The reason cash back credit cards are one of the most popular rewards choice by consumers is you get to use the cash rewards for whatever you want, you can use your cash rewards to pay down your credit card balance, buy groceries or use the cash rewards for entertainment and travel, the choice is yours!

The best reward a credit card can offer for most people is receiving cash, after all you can use cash rewards for anything you want to buy so our top pick in the category of a cash back credit card is the Discover IT®  card Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com, check this offer out if you’ve got excellent credit.

Best Cash Back Credit Card

Discover  It® Card

Here’s what the Discover It® Card is offering as reward perks to put more cash in your wallet:

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won’t raise your APR.*
  • Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you’re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% – 22.99%. A fee of 3% applies for each balance transferred.
  • *Click “Apply” to see rates, rewards, and free FICO® Credit Score terms and other information.
CLICK HERE TO APPLY
*Click Apply to view rates, fees, rewards, limitations and other important information
This entry was posted in 0 APR, Airline, Bad Credit, Balance Transfer, Best Credit Cards, Credit Cards and tagged , , , , , , , , Bookmark the permalink.

The Ever-Changing Business of Credit

Posted on August 28th, 2011 | admin

The world constantly shifts between times of economic prosperity and drought, and this has an effect on all aspects of finance, from government, investment banks and lenders, to the individual consumers and their spending habits. While all of these sectors have different scope, they are intrinsically linked, and as a result, the state of a country’s economy, alongside the global economy will ultimately affect you.

This is demonstrated by money and credit, which is as dynamic as the economy that supports the lending policies that many of us rely on.  Over the last few years, the state of the country has changed the way lenders behave, and they are far pickier with offering credit. Lenders have been hit by the financial crisis as much as anyone else, and for their own safety against this, they have been opting to improve their profit margins by restricting who they give credit to.

Lenders, organisations and companies are now desperate to deleverage, to minimise the risk involved with owing debt in such an unstable time. This slows down the economy, and the reduced spending again restricts the availability of credit, in turn causing the consumer to behave in the same way. Consumers who were able to obtain credit easily before, are finding they can no longer do so, and so the importance for them is now with paying outstanding debts, and to increase savings.  Even consumers with good credit and finances are delaying large expenditures in favour of this.

Adapting to New Credit Models

With these significant changes in the market of credit cards, what are the best practises to ensure you can still gain credit, and keep your finances buoyant in the face of economic uncertainty? It all depends where you stand. Lenders are far less likely to give you a loan or credit cards if your score is not sufficient, since they cannot currently deal with the high risks involved. Unfortunately this adds to the cycle of decreased consumer spending, and may in the long term serve to make the problem worse. Because of this, if you stand well with your finances, your are encouraged to keep using your credit cards as much as you ever have.

The Best Places to Look for Credit

There are options available, which have surfaced only recently as a result of economic tension, to help those who want to use credit but are finding it difficult to obtain. Credit cards offered by major lenders such as Orchard Bank, Capital One and HSBC are offering offers for those with limited, fair or bad credit, which help you rebuild your credit report quickly, with similar offers and rewards on purchases and balance transfers.

There are many websites which help compare the best deals, so you can decide which is best for you. It is easier than you might think to improve your credit score, and after a year or so of successful credit building you are able to transfer to better credit cards so you can continue improving your financial stability.

This entry was posted in Featured News, Personal Finance and tagged , , Bookmark the permalink.

VIP Platinum Card

Posted on June 13th, 2011 | admin

What’s the Best VIP Platinum Card?

What you should expect from the best VIP Platinum Card offer is the royal treatment no matter where you use your credit card but the most important thing you should expect from VIP Platinum Card is access to exclusive VIP airport lounges.

The VIP Platinum Card offer you get from American Express gives you and a guest VIP airport lounge access whether or not you are flying first class. After all isn’t that why most people fly first class anyway, to get airport club access? Yeah, I know that’s what I want with first class tickets however I’ve been in business long enough to not burn my money on over-priced first class tickets, it’s only the VIP airport lounge access that matters to me.

When you apply today for the Platinum Card(R) from American Express you’ll get a ton of bonus points, the convenience of Concierge service and the best part of this VIP Platinum Card offer is you get access to airport lounges where you can relax in peace and comfort while you await your flight and again really that’s what most of us want especially on short commuter flights that don’t have first class seating.

American Express Platinum Card

So let’s take a look at the details you get with this VIP Platinum Card offer, the Platinum Card(R) from American Express:

Platinum Card(R) from American Express

More Info Here

  • Earn 25K Membership Rewards® points when you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide with Priority Pass™Select, no foreign transaction fees, bypass airport arrival lines with Global Entry
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Terms and restrictions Apply

Click Here to Apply Now!

VIP Platinum Card Overview

The Platinum Card(R) from American Express gives you VIP airport lounge access, travel insurance benefits such as cash to cover incidental costs on your trip, you also get bonus airline miles points and special upgrades and privileges at tons of your favorite hotels. The Platinum Card(R) from American Express is like the Mercedes Benz of credit cards.

If you’re still not convinced this is the best credit card to apply for read our review on the most prestigious credit cards and find out how you can qualify for the luxury card offer, the American Express Black Card with your enrollment in this VIP Platinum Card.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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Airport Lounge Access Credit Card

Posted on March 22nd, 2011 | admin

Featured Airport Lounge Access Credit Card Offer

Did you know there’s an airline lounge access credit card that gives you VIP club or priority pass privileges?

The Platinum Card® from American Express

If you want a lounge access card that’s going to give you the peace and quiet you deserve after the stress of airport security then you’ll want to read on to get VIP treatment, concierge services and more at American Express.

Whether you are a frequent flying on US Airways, Delta Air or a lot of other airlines, the fact is airports are busy places with a lot of riff raff going through the terminals and all you want to do is relax. And find that relaxation in a quiet place away from all the hubbub and commotion going on in the airport terminal because you’ve finally cleared security and all you want is to get something to eat or maybe kick back and relax over a drink hence why having a lounge access card is that important.

However before you go and apply for just any run-of-the-mill airport lounge access credit card you need to make sure that when you apply for the card that’s going to give you lounge access that you get more from the card offer such as bonus mile rewards because a priority pass to airport lounges is great but you can get so much more!

If you want to get the VIP treatment at airports you need to make sure you apply for the American Express Platinum Card offer that gives you as a frequent flyer incredible rewards bonus points for just using your credit card for your travel bookings.

Yes, the American Express offer is an airport lounge access credit card however this card doesn’t stop there, Amex gives you conveniences such as concierge services, this Platinum Card is almost like having your own personal secretary in your wallet to book your entertainment, restaurants and lots more. Their 24/7 concierge service will save you a lot of time when you’re out of town allowing you to focus on your mission at hand without having to waste countless hours trying to get tickets to a show, book a limo or car service plus a lots of other bookings.

Let’s take a look at the details of what the airport lounge access credit card gives you when you apply today:

Platinum Card(R) from American Express Summary of Benefits

Get Airport Lounge Access – Click Here to Apply Now!

  • Earn 25K Membership Rewards® points when you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide with Priority Pass™Select, no foreign transaction fees, bypass airport arrival lines with Global Entry
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Terms and restrictions Apply

Please share your reviews of airport lounges you’ve visited whether or not you’ve used mile credit cards for access, your reviews along with your tips for making the most at any airport lounge around the world, whether it be O’Hare in Chicago, YVR in the Olympic city of Vancouver or Heathrow in London are greatly appreciated.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

This entry was posted in Platinum Credit Cards and tagged , , , , Bookmark the permalink.

Cash Back Debit Card

Posted on March 20th, 2011 | admin
Walmart Prepaid Visa

Did you know you can actually get a cash back debit card?

That’s right you don’t need to risk going into debt with a regular credit card to earn cash-back rewards in fact if you thought it was impossible to get a rewards debit card then I’ve got really great news for you, not only do you avoid debt when you get a debit card, you also avoid paying insane annual fees that a lot of regular rewards credit cards force you to pay.

What you need to know is a lot of prepaid credit card offers force you to pay crazy fees such as activation fees and some that go to the extend of ripping you off over-the-top transaction fees however the credit card experts at Crediteria.com feel you should not be forced into paying crazy expensive fees for prepaid debit cards because after all it’s your money the greedy banks and financial institutions are taking advantage of because each and every time you purchase items with you debit card, the banks charge the stores a transaction fee so they are already making money on all your purchases and they’ve got no business trying to double charge on transaction you make using your own money!

What’s the Best Cash Back Debit Card to Get?

When you’re looking to apply for a cash back debit card offer, the best credit card deals are always the deals that don’t rake you over the coals with fees, so you want to apply for a cash back debit card offer with no annual fees and gives you a bonus for using direct deposit on your debit card and the best offer we’ve found is the Walmart MoneyCard(SM) Visa® Prepaid Card because for only a limited time when you apply online and use direct deposit you’ll get a $10 cash back bonus.

However the rewards with the WalMart cash back debit card don’t stop there, you’ll also get cash back rewards on your gas purchases and that’s exactly why the WalMart MoneyCard(SM) Visa® Prepaid Card is the best cash back prepaid debit card offer on the market today.

Check out the uber cool deals you get when you apply right now for the WalMart prepaid debit card offer and the cash back rewards you ge.

Walmart MoneyCard(SM) Visa® Prepaid Card

More Info Here

  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
  • Get 1% cash back for gas purchases nationwide (see program rules for details)
  • Click Here to Apply Online Now!

    If you don’t agree this is the best cash back debit card going today then, as always, we want to here from you so go ahead and submit your questions, comments and reviews about your thoughts on the Walmart cash back debit card on the Crediteria.com credit card blog.

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