The Black Card RequirementsPosted on May 30th, 2011 | admin
Visa Black Card Requirements
There are lots of credit cards for people to choose from but once in a while a credit card comes along that literally stops peoples breath when they see it for the first time. And that’s before they even know what features and benefits this particular card actually has. The Black Card is just such a card and it’s quickly become a prestigious credit card amongst all the luxury credit cards that you could potentially chooser from.
Visa Black Card Benefits
Barclays Bank Delaware cleverly crafted this card from carbon graphite so not only does it not look like any other credit card out there it also doesn’t feel like any other card either. Barclays released this unique card to compete with the Amex Centurion or what’s also known as the Amex Black card.
The prestige of owning a credit card like this comes at a price however. The spending power you have is immense and is really only targeted at about 1% of the American population so the application requirements for a Visa Black card are very, very high. Membership for this card is strictly limited and to be honest it’s only the elite and those with perfect credit scores that have any chance of meeting the card requirements.
What kind of perks come with this luxury card?
Well first off you’re only of a tiny percentage of people who can actually own this card. Then you get a 24-hour concierge service to cater to your every need. Piled on top of that you have access to over 600 airport lounges in 100 countries around the world and finally you will automatically receive a range of complementary luxury gifts from some of the finest brand names on the market. These perks are outside the additional benefits of worldwide accident insurance, lost luggage reimbursement and owning a card that’s accepted in more than 170 countries around the world.
So what are the requirements for the Black Visa card? The first thing you need to be aware of is the $495 annual fee that you’ll need to stump up every single year you own the card. You’re going to need a FICO score of above 700 and you’re going to need have a few grand per month spending power too – if you’re just getting by each month then there’s no way you’ll qualify. On top of that you’ll also need to be a US Resident (residents of Puerto Rico can’t apply) and have a valid social security number. Apart from that the application process is pretty straightforward.
If you’re struggling financially and can’t afford a takeaway pizza or the basic necessities in life then the Visa Black Card isn’t for you.
If you want a premium credit card with some great rewards and a heap of great benefits then the Black Card might just suit you, if you’re accepted of course.
Here are the key features you get when you apply online today for the Visa Black Card:
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- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass
- 1% Cash Back
- Travel with No Blackouts or Restrictions
- Patent Pending Carbon Card
Visa Credit Card MilesPosted on May 19th, 2011 | admin
If you want to get Visa credit card miles with no limit on the miles you can earn where you earn miles per every $1 spent and avoid the offsetting effect of credit card fees because more often than not the fees credit card companies charge you really makes the rewards you earn a mute point.
If you want to earn Visa credit card miles with a credit card offer that is not going to rip you off with hefty fees, the first thing you need to consider when looking for airline credit cards is a credit card application with no annual fees.
Depending on how much you travel, and most of us are lucky if we get one vacation per year, and if you’re one of those people then most Visa credit card miles reward programs are designed in a way that you’d be better off not trying to earn rewards on your credit card because of the hidden fees they charge.
Beyond the fees credit card companies charge, sometimes you’ll get fooled into applying for a credit card offer that promises tons of free flights however they limit the dates you can travel so you need to make sure you’re applying for a Visa credit card miles offer that features no blackout dates, seating restrictions or for that matter any restrictions on how you use your Visa credit card miles points.
You should be free to not only use your credit card miles for airlines, you should be able to use your accumulated credit card rewards on almost any vacation related expense
The Best Visa Credit Card Miles Application with No Annual Fees
Simmons First Visa® Platinum Rewards
Simmons First Visa® Platinum Rewards – Apply Now!
If you have any questions, concerns or comments about Visa credit card miles programs please leave us your thoughts on our credit card blog right now to make sure you apply for the best credit card offer for your unique financial situation.
Cash Back Debit CardPosted on March 20th, 2011 | admin
Did you know you can actually get a cash back debit card?
That’s right you don’t need to risk going into debt with a regular credit card to earn cash-back rewards in fact if you thought it was impossible to get a rewards debit card then I’ve got really great news for you, not only do you avoid debt when you get a debit card, you also avoid paying insane annual fees that a lot of regular rewards credit cards force you to pay.
What you need to know is a lot of prepaid credit card offers force you to pay crazy fees such as activation fees and some that go to the extend of ripping you off over-the-top transaction fees however the credit card experts at Crediteria.com feel you should not be forced into paying crazy expensive fees for prepaid debit cards because after all it’s your money the greedy banks and financial institutions are taking advantage of because each and every time you purchase items with you debit card, the banks charge the stores a transaction fee so they are already making money on all your purchases and they’ve got no business trying to double charge on transaction you make using your own money!
What’s the Best Cash Back Debit Card to Get?
When you’re looking to apply for a cash back debit card offer, the best credit card deals are always the deals that don’t rake you over the coals with fees, so you want to apply for a cash back debit card offer with no annual fees and gives you a bonus for using direct deposit on your debit card and the best offer we’ve found is the Walmart MoneyCard(SM) Visa® Prepaid Card because for only a limited time when you apply online and use direct deposit you’ll get a $10 cash back bonus.
However the rewards with the WalMart cash back debit card don’t stop there, you’ll also get cash back rewards on your gas purchases and that’s exactly why the WalMart MoneyCard(SM) Visa® Prepaid Card is the best cash back prepaid debit card offer on the market today.
Check out the uber cool deals you get when you apply right now for the WalMart prepaid debit card offer and the cash back rewards you ge.
Walmart MoneyCard(SM) Visa® Prepaid Card
If you don’t agree this is the best cash back debit card going today then, as always, we want to here from you so go ahead and submit your questions, comments and reviews about your thoughts on the Walmart cash back debit card on the Crediteria.com credit card blog.